Recipient address check
Annual Credit Report Request Service: where to mail free credit report requests by mail
This is the address Annual Credit Report Request Service publishes for free credit report requests by mail, copied from its own page and dated. Postal format and this match are two different questions: an address can be perfectly formatted and still be the wrong department.
The published address
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
For: Free credit report requests by mail
Source: Federal Trade Commission: Free Credit Reports
complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281
Read at the source on September 29, 2026. Piloxa re-reads it at least every 90 days.
“Use this address” opens a mailing draft with this recipient filled in. You still write or paste the letter, read the exact pages and approve the total; nothing is mailed or charged until you do.
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What this does not tell you
It tells you what the organization publishes for this purpose on the day shown. It does not tell you whether the law requires your particular letter to go there, or to somewhere else as well, and it does not make a notice legally sufficient. When a deadline or a legal right depends on the letter, have a lawyer read it.
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